This is a wallet that will outlast you. Guaranteed for one year on leather. 100% "A" grade cow nappa, the best of the best in full grain. Beautifully soft and lovely to touch and feel. There is no outer flap closure, but has inner closure to keep all those c/c safe, 2 x notes compartments, 1 x zippered, 14 c/c compartments and 1 id compartment, 1 x coin compartment. One of the best and useful wallets for men I have seen. Even my husband is impressed !! Designed by "Narbey Designs" here in Australia. Comes in 2 colours brown and black.